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Debt Consolidation

A debt consolidation loan is one that allows you to roll all, or most of your payments, into a single loan with a lower monthly payment.  Experience has shown that many people who get these types of loans end up in worse trouble in the future.  Habits are very hard to change.  If your debt problems are the result of overspending or poor money management those problems don't magically disappear with a debt consolidation loan.  Far too often, debt consolidation loans are the beginning of the end for debtors.  As the pressure eases, debtors find themselves using the very same credit cards they paid off with the consolidation loan.  Suddenly, they find themselves paying the consolidation loan and new credit cards bills.  Before long, they are back in the same situation of too much debt and not enough income to pay it.

One of the saddest situations our Birmingham and Tuscaloosa bankruptcy lawyers see is when someone takes assets they could have protected in a bankruptcy case and gives them to their creditors as collateral.  If you are struggling with debt, you owe it to yourself to speak to one of our Birmingham or Tuscaloosa bankruptcy lawyers.  Our bankruptcy lawyers can help you protect your assets and get out of debt.  There is no charge for the initial consultation.  Call our Birmingham and Tuscaloosa bankruptcy lawyers today to find out how to protect yourself and your family.

Your Birmingham and Tuscaloosa bankruptcy lawyers can explain all of your options to you. You will not be pressured to hire us, or file a bankruptcy case. Your Birmingham and Tuscaloosa bankruptcy lawyers will explain your options to you for free.

How to Get Help and Get Out of Debt

When you are ready to get out from under your crushing debt, give Melinda Dionne a call.  When you call, tell our assistant that you are a website reader and she will set you up with a free, no obligation, consultation to see how Melinda can help you start living again.

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Contact Me Today

Melinda Murphy Dionne, Bankruptcy Attorney is committed to answering your questions about Bankruptcy, Chapter 13, Chapter 7, Debt Consolidation, Debt Management, and Debtors Court cases in Alabama.

I offer a Free Telephone Consultation and I'll gladly discuss your case with you at your convenience. Contact me today to schedule an appointment.

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